Hitting closer to home, if you subscribe to YNAB, but decide to not pay your subscription, you can’t access your budget or data. For example, if you subscribe to Adobe’s Creative Suite and you stop paying their subscription, you can’t even open your existing Photoshop files. We get that! Many companies today take a very unpalatable stance on data access. We understand that some customers might wince at the sound of subscriptions. By switching to our subscription model we can ensure that our customers are paying for - and receiving - active support and security for our online services. We take security and privacy seriously, even if it demands more resources from us. When it comes to managing financial data, you don’t want a company that has a “set and forget” mentality. Additionally, services which we’ve maintained for years, like our cloud sync server, are more expensive to operate now because of increased security threats. Really, across the board there has been an increasing monetization of data. Yahoo doesn’t even have a stock quote API for developers anymore.
Banktivity direct access not working free#
For example, Yahoo’s stock quote service used to be free, disk space was often free and so on. Online servicesīack in the old days, there were many online services that were free and we were able to piggy back on these. With our subscription you pay and get access to (and support for) all of our apps, including all upgrades with new features, enhancements, and fixes. But it’s confusing to have to buy two different apps and one subscription and understand how it all works. We want customers to manage their finances at their convenience and we’ve developed three great apps (Banktivity for Mac, iPhone and iPad) to help them do that. In addition to this being confusing, it never feels good to have to buy so much to go “all in” on personal finance software.
Banktivity direct access not working download#
If you go out and buy all of our apps today, you will be faced with two required purchases (Mac and iPad), one free download (iPhone), and one optional subscription for Direct Access - which works across all devices. With subscription we can just release features as they are implemented – this is a win for everyone. We want to release features as they are ready, not accumulate a bunch so that we can then declare a big new release and charge for it.
Going years between big releases isn’t really good for customers or us.
We want all of those too and our new subscription model helps us get there. We hear that you want enhancements to existing features to make the application easier to use, faster releases of bug fixes, new features and OS compatibility updates, and you want all of our applications to work together. We hear a lot from our customers, and that’s great. What used to be cheap, or even free, has now become quite costly. Second, a lot has changed since we first started offering connected services. First, we want to work on things that make you, our customer, happy. There are two main reasons for switching to our subscription model. It’s been a long road to get here, and I’m excited to finally be sharing what we’ve been working so diligently on! Why change pricing models? One important note before I dive into the details: over the coming weeks I plan to release a couple more blog posts covering the new features coming to Banktivity 8 for macOS, iOS and iPadOS. For the rest of this blog post I dive into why we are changing pricing models, and I cover some of the details of our new subscription. We call this new model a “subscription that doesn’t suck” because, while you will be asked to pay annually, if you choose to cancel: the app continues to work and provide value, and we never hold your data hostage.
This new model will coincide with the release of Banktivity 8 for Mac, iPhone and iPad. Today I’m writing with some big news: this fall we are switching to a new pricing model.
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